Bharti AXA General Insurance Company Limited

Health Insurance by Bharti AXA

With health insurance, you and your family are medically covered at an affordable premium.

• FLEXIBLE PLANS : Comprehensive Range of Medical Cover up to Rs. 1 Cr
• TAX SAVINGS : Up to Rs. 55,000 tax-savings under Section 80D
• CASHLESS CLAIMS : Cashless Hospitalization across 4500+ Network Hospitals
• DEDICATED CLAIMS : 24/7 Claim Assistance

Our Two Major Health Insurance Plans

Medical emergencies can strike at any time. The best you can do is choose a coverage that helps you stay protected against the unexpected.

Smart Super Health Insurance Policy

• Wide Coverage from Rs. 5 Lakh to Rs. 1 Cr.
• No capping on room rent
• Pre and Post-Hospitalization of 60 days and 90 days
• Restoration of Sum Insured up to 100%
• Maternity Benefit with 9 month waiting Period for policies of 3 year Premium paying term
• No-Claim Bonus up to 100% of Sum Insured
• Annual Health Check-Up
• Organ Donor expenses covered up to Sum Insured
• Option to choose for Critical Illness Cover/Hospital Cash

Smart Health Insurance Policy

• Coverage up Rs. 5 Lakh
• Renewal Discount of 5% up to 25% on no claims made
• Inbuilt Critical Illness Cover
• Dread disease Recuperation Benefit in case of critical illness.

Personal Accident Insurance

A major accident can suddenly disrupt your entire life. Why let your financial situation take a beating? It’s better to stay protected with personal accident insurance.

• Maximum sum insured up to Rs. 30 lakh
• Accidental death and permanent total/partial disability is covered
• Get Smart cumulative bonus of sum insured on claim-free years
• 24/7 Claim Assistance & strong customer support

Types of Personal Accident Insurance Plans

One unfortunate incident in your life can haunt your financial well-being. Don’t let that happen. With a small annual premium from your end, we compensate your personal accident related expenses. We offer the following plan

Bharti AXA smart personal accident insurance plan

• You can choose sum insurance ranging from Rs. 10 lakh, Rs. 20 lakh and Rs. 30 lakh. Depending on the sum insured you choose, the compensation takes care of accidental death, permanent total disability, permanent partial disability, double indemnity benefit and hospital cash.

Why Buy Student Travel Insurance?

When you travel abroad for higher studies, it is for quite a long duration. While staying away from family and home is one concern, the stress of academics and exams is another. In the midst of this, expenses for medical treatment and travel emergencies in a foreign land can burn a hole in your pocket if it crosses your education budget. Why all the fuss? Cut down on all the worries with a student travel insurance plan.

• Covers travel and medical emergencies
• Flexiblepolicy period depending on the education course duration
• Coverage for students in age group of 16 years to 40 years
• 24/7 Claim Assistance & strong customer support

Types of Travel Insurance Plans

Bharti AXA Smart Traveller Student Insurance

• Many students travel away from the comfort of their normal life to pursue education in a foreign land. But they may face sudden medical emergencies or financial problems when studying there. This could cause hindrances during the duration of their course. Our Bharti AXA travel insurance plan provides assistance and financial support to students in case of any emergency or unfortunate event.
  We offer 4 variants with different travel sum insured and medical coverage. The Smart Traveller Standard, Silver, Gold, and Platinum have basic coverage of medical and travel emergencies. Some of the variants also have additional benefits covered such as personal liability and legal expenses. You need to choose a plan that best suits your needs.

Two-Wheeler Insurance – Things to Know

Bike rides are a delightful experience. We agree. But the experience only get safer with a power-packed Two-Wheeler insurance plan.

• Cover financial losses due to damaged/stolen bike
• Hassle-free claim settlement with 2500+ Cashless garages
• Discounts on Premiums with No-Claim Bonus
• 24/7 Claim Assistance & strong customer support

Types of Two-Wheeler Insurance Plans

The coverage you opt for does impact your quotes. Moreover, choosing a suitable coverage helps you to make the most of your financial protection.

Third-Party Liability coverage

• This compensates only third-party injuries and their property damages. It’s the type of insurance that people opt for just because it’s mandatory.

Comprehensive Insurance

• This one covers losses/damages to you and your bike as well as protects you against third-party liabilities. It’s the type of insurance that people opt for if they want financial protection from losses caused due to accidents, theft and natural disasters.

Critical Illness Insurance

Life doesn’t follow a fixed plan. However, a critical illness insurance plan equips you to financially handle serious health conditions that life may throw at you.

• Coverage from almost 20 Critical Illnesses
• Easy claim-settlement with 4300+ Cashless Hospitals in India
• Maximum tax savings up to Rs.15,000 under Section 80D
• 24/7 Claim Assistance & strong customer support

Types of Critical Illness Insurance Plans

Saving your life should not take away all your life savings. That’s why for an annual premium that you pay us, we compensate for your medical expenses related to critical illnesses. We offer the following plan.

Individual Critical Illness Insurance Plan

• In this, you can buy the policy for yourself. You get the benefit of the sum insured amount wholly to yourself. You can also buy an individual plan for each member of the family by paying a separate premium for each plan.

Family floater Critical Illness Insurance Plan

• In this, you only have to pay a single premium for one family floater plan. One big sum insured amount is provided which is adequate for all the insured family members. All the members can claim using this single sum insured amount.

Travel Insurance

Whether it’s a flying abroad for higher studies or long vacations, travelling makes you happy. Now secure your happiness during every trip by getting covered with student travel insurance  or individual/family travel insurance.

• Covers Travel and Medical Emergencies
• Legal Expenses towards Third-Party Liability’s death or bodily injuries
• Choose between Single-Trip and Multi-Trip Policies
• 24/7 Claim Assistance & strong Customer Support

Types of Travel Insurance Plans

We know you’re really looking forward to your trip. But why not fully prepare for it by financially securing your journey? At a small premium that you pay us, we promise to have your trip insured. We offer two major plans – individual/family travel insurance and student travel insurance plan. Learn more about our individual/family travel insurance plan.

Schengen country insurance

• As per the European Union (EU), 26 states form a part of the Schengen area. As per the Schengen agreement, if your reason for visit is tourism or business and the duration is less than 90 days, then you need the Schengen visa. But to apply for Schengen visa, having Schengen travel insurance  to the particular country is compulsory.

Annual Multi-Trip Insurance

• If you’re travelling more than once a year, then choose our Annual Multi-trip plan. It covers you from the time you leave home till you return home and that too multiple times throughout the year. If you love shopping abroad or you’re a business traveller, then the multi-trip policy works best for you. Depending on what suits your requirements, you can choose from Smart Traveller Multi-Trip Silver, Gold, and Platinum variants. In this trip, while 2 days are the minimum number of days, the maximum should not be more than 30 days, 45 days, and 60 days as per the plan you pick.

Non-Schengen country insurance

• When travelling to Non-Schengen countries, you require this type of plan. This is among the most widely chosen plan that offer multiple variants. The Smart Traveller Gold, Silver, Essential, Regular, and Basic plans are variations of our Non-Schengen insurance policy. Here the minimum number of days per trip is 2 days and maximum is 365 days.

Single Trip Travel Insurance

• If you’re travelling just once a year, it is more sensible and cost-effective to opt for single trip policy. So, you can either choose the Schengen or Non- Schengen product depending on which country you’re heading to. It covers you right from the date you board the flight from India to the international destination and till your return date to India. The single trip works best for those who plan an annual family vacation.